Department Research Customized Job posted on Jan 12, 2022 Employment type Intern Experience range 0 - N.A.
The intern would be required to do a survey of MSME companies to understand their digital journey
Indicative areas of discussion:
Note :- This role includes Cold Calling.

1.Formalization & Digital affinity of both the business & the business owner a.Business digitization - digital invoices, digital sales, digital payments & receipts, GSTN, other Govt registration etc. b. Business owner’s affinity - smartphone ownership, comfortable with online & internet banking, shops online, makes utility payments online c. How have Govt measures at driving formalization/ registration worked? Example GST registration, digital invoices or E way bills, etc 2.How have MSMEs moved along this point. Are they increasingly part of large ecosystems making it easier for them to access credit? 3.Financial awareness /understanding a.Are MSME’s aware of non-banks/ Digital credit/ fintechs? b.Their understanding of digital processes example on- boarding, etc? c.Are they comfortable with sharing data from Security/ privacy angle? d. Financial awareness & discipline - are they aware of impact of missed payments on credit score? e. Are they comfortable with Deduction at Source. Escrow mechanisms/ NACH mandates? f.Do they increasingly avail any Government financing/incentive programs & understand the mechanics & have data trails? 4.What kind of credit do they prefer & has there been a change in preferences - secured vs unsecured/ personal vs business? is there diversification of credit sources for them? 5.Where do challenges still lie in each of the above levers? What can be done to overcome them?
Qualification :
- Graduate / Post Graduate Specialization in Finance and Accounting
Duration of Internship
:- 2 Months / 3 Months

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